It’s been revealed over the years that the American economy is declining, bringing drastic effects to many different aspects of daily living and finance to Americans as the struggles still remain today. A recent interview with an American mortgage loan processor from the city of Loma Linda exposed the current economic issues prevailing within the state of California and throughout the nation as a whole.

Through an interview, Lisa Kominek, age 57, claimed that the state of California is economically inconsistent, thus accentuated that this does stand an issue by influencing her standard of living. Her occupation as a mortgage loan processor is deeply involved and influenced by the economic flow because her job mainly concerns finance and home loan processing. Kominek exclaims, “although I enjoy working as a mortgage loan processor, I find the current economy creating constant changes to my job, and so it creates some sort of stress as I try to manage everything while the economy is constantly declining.”

It’s evident that the ongoing economic downturn influences the mortgage meltdown Mrs. Kominek is widely facing, instigating a wide range of problems for her standard of living and to many other residing Americans with this particular occupation. Since the current economy does not show consistency and is constantly declining, home lenders generally have to maintain interest rates in way to ensure that the interest amount they receive is real profit.

Managing interest rates in different locations also provoked stress to Lisa Kominek, as she explains her job sometimes “very stressful, and irritating” due to the unstable economy. Thus, this issue will affect Americans across the nation because countless jobs rely on the economy for success and may cause future peril to American standard of living.



<Yea-Ji Lee Rancho Cucamonga HS 11th grade>